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Small business fleet insurance

Do you think that your fleet is too small for fleet insurance policies? If so, you’re not alone. Yet that belief is typically mistaken because small business fleet insurance policies exist and they might offer you some considerable advantages. What is a fleet? In theory, a “fleet” can be viewed as anything more than a [...]

Do I need student landlord insurance?

According to the Higher Education Statistics Agency (HESA), there were more than 2.25 million students enrolled in universities and colleges throughout the UK. During term-time, the great majority of these were living in privately rented accommodation. If you are the landlord of buy to let property, therefore, accommodation for students offers a huge and potentially [...]

Are all caravan insurance policies the same?

Sometimes a proposition is put forward to the effect that “all insurance policies are more or less the same”. This isn’t restricted to caravan insurance but it’s certainly heard in that context too. Let’s examine this and see whether or not the assertion has any basis in fact. The purpose At the highest level, all [...]

Builders Insurance

Builders businesses can be very large organisations but it’s probably fair to say that for many people, the industry sector summons up images of small and fiercely independent businesses. However, the fact that your building business might only have a few employees and be relatively modestly sized in turnover terms when compared to the big [...]

Do you need commercial property insurance?

Owners of commercial property fall into two broad categories: those who own the property as premises from which they are conducting their own business activities; and those who have invested in commercial property, which is then leased to tenants for the rental income it generates and any eventual capital gain on the sale of the [...]

Low Income Car Insurance

  Having a low income means setting a tighter budget. When you’re searching around for car insurance, you have to think small — as in a smaller quote. Now, you have to ensure that you’re getting enough benefits to keep the expenses you have to pay out of your pockets to a minimal. There are various options [...]

What is over 50 life insurance?

Over 50 life insurance may also go by the name of funeral insurance. That is because one of the most common uses for the cover is to make future provision for the funeral you are likely to want when you die. Thanks to the provision you are making, your family and loved ones may be [...]

Insuring your takeaway business

One in five Britons have a takeaway meal at least once a week, says the wellbeing website Good to Know, in a post dated the 17th of January 2017 – and, despite what some people might say – they are not always such an unhealthy option. That is great news for your takeaway business, of [...]

Landlord insurance FAQS

What is landlord insurance? Landlord insurance is a form of property insurance designed with landlords and owners of buy to let property in mind. Not only does it offer protection against the risk of loss or damage to the let property itself – against a wide range of perils such as fire, flooding, storm damage, [...]

Fleet insurance FAQs

What is fleet insurance? A vehicle fleet is composed of multiple vehicles, which may include a mixture of cars, vans, trucks or even heavy goods vehicles. The Society of Motor Manufacturers and Traders (SMMT) has estimated that around 50% of all new vehicle registrations are for fleet vehicles. Fleet insurance provides the necessary vehicle insurance [...]