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Do you need commercial property insurance?

Owners of commercial property fall into two broad categories: those who own the property as premises from which they are conducting their own business activities; and those who have invested in commercial property, which is then leased to tenants for the rental income it generates and any eventual capital gain on the sale of the [...]

Low Income Car Insurance

  Having a low income means setting a tighter budget. When you’re searching around for car insurance, you have to think small — as in a smaller quote. Now, you have to ensure that you’re getting enough benefits to keep the expenses you have to pay out of your pockets to a minimal. There are various options [...]

What is over 50 life insurance?

Over 50 life insurance may also go by the name of funeral insurance. That is because one of the most common uses for the cover is to make future provision for the funeral you are likely to want when you die. Thanks to the provision you are making, your family and loved ones may be [...]

Insuring your takeaway business

One in five Britons have a takeaway meal at least once a week, says the wellbeing website Good to Know, in a post dated the 17th of January 2017 – and, despite what some people might say – they are not always such an unhealthy option. That is great news for your takeaway business, of [...]

Landlord insurance FAQS

What is landlord insurance? Landlord insurance is a form of property insurance designed with landlords and owners of buy to let property in mind. Not only does it offer protection against the risk of loss or damage to the let property itself – against a wide range of perils such as fire, flooding, storm damage, [...]

Fleet insurance FAQs

What is fleet insurance? A vehicle fleet is composed of multiple vehicles, which may include a mixture of cars, vans, trucks or even heavy goods vehicles. The Society of Motor Manufacturers and Traders (SMMT) has estimated that around 50% of all new vehicle registrations are for fleet vehicles. Fleet insurance provides the necessary vehicle insurance [...]

Are you an accidental landlord? Know your obligations

If the title caught your eye, there are probably two questions that immediately occur if you’re unfamiliar with this general area: what on earth is an “accidental landlord” and what are these obligations / why does this matter anyway? Read on for the answers! An accidental landlord Many people understand a landlord to be someone [...]

What is fleet insurance?

If you have a business (or commercial) fleet comprising three or more vehicles, then it might be advisable for you to consider fleet insurance. The nature of a fleet It’s not uncommon to discover people who consider that a fleet of vehicles must entail an awe-inspiring horizon-to-horizon vista of cars, trucks and lorries etc. As [...]

The importance of unoccupied property insurance

When a property is unoccupied, any existing property and contents insurance covering it might lapse – unless steps are taken to prevent it. Here is a brief overview of the potential issue and the solution. When the status of a property changes A property is regarded, in insurance terms, as being unoccupied if nobody is [...]

Who needs classic lorry insurance cover?

You don’t have to own the National Motor Museum at Beaulieu – probably the best known of all the UK’s motor museums – to need classic lorry insurance. In fact, anyone who owns a cherished commercial vehicle that fits the description of “classic”, is almost certain to need specialist classic lorry insurance. That probably begs [...]