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The importance of health insurance

Health insurance was once seen as the domain of only the affluent, with private medical insurance policies (also known as PMI) typically expensive and not affordable for Joe Public. If you became ill, you either waited to be seen under the NHS system or paid for private treatment out of your own pocket. The facts [...]

Buying standalone car rental insurance

Thanks to the relative strength of the pound against the Euro this summer, many things on your holiday are likely to be cheaper, says the Independent newspaper in a story dated the 10th of April 2015. Whilst that might make the cost of hiring a car somewhat cheaper, too, there remains every reason for buying [...]

Backpacking insurance tips

The very idea of backpacking probably conjures up all the right images of adventure, excitement and freedom of the open road. Travel insurance might therefore sound something of an anathema. On the contrary, however, backpacking insurance might help to ensure that the exploration and activity you are seeking goes off without some emergency illness or [...]

Protect your hire car with car hire excess insurance

When you go on holiday and you hire a car, you don’t want to pay any more than you budget for. But hire cars can be expensive if you do not plan properly. You can save money on the vehicle by shopping around and booking it as early as possible. However, no matter how much [...]

Doesn’t my life insurance product cover funeral expenses?

When a life insurance policy pays out on your death, those you leave behind will receive a lump sum cash payment that is designed to ease the blow of the loss of your income. This cash sum may used for any number of purposes such as: To clear any outstanding mortgage; To clear other debts [...]

What is home excess insurance?

For many of us, our home is a place of comfort, security and familiarity. That’s why we’re often determined to protect it as far as possible through appropriate forms of property insurance.  That typically covers things such as some types of natural disaster, subsidence, fires and perhaps flooding* also. Yet did you know that if [...]

9 tips on getting suitable home insurance

Getting home insurance isn’t just a simple case of buying the first policy you see – or automatically renewing your existing policy. There are a number of considerations you need to take in account when getting covered, to make sure you get the most appropriate and cost-effective protection for your home: never automatically renew your [...]

Your obligations as a landlord

If you are a buy to let landlord of a residential property, you may be surprised by the number of obligations owed not only to your tenants, but to government and even members of the public. If you are the landlord of commercial property, your obligations may differ in some important areas. Fire, gas and [...]

Effects of the bedroom tax

In April 2013, the UK government introduced new reforms designed to cut welfare spend. Aimed at working age tenants on benefits who were deemed to have a spare bedroom in their council or housing association home, it was dubbed “the bedroom tax”. While this reform was well received by the public, as little as one [...]

How to Save Money on Your Auto Insurance

Car insurance is not just a good idea, it’s the law. But car insurance is not necessarily cheap, and some drivers can find that the costs associated with their insurance coverage put a severe dent in their budget. Driving uninsured, however, is not an option, and it is important that every driver have some level of coverage [...]