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Backpacking insurance tips

The very idea of backpacking probably conjures up all the right images of adventure, excitement and freedom of the open road. Travel insurance might therefore sound something of an anathema. On the contrary, however, backpacking insurance might help to ensure that the exploration and activity you are seeking goes off without some emergency illness or [...]

Protect your hire car with car hire excess insurance

When you go on holiday and you hire a car, you don’t want to pay any more than you budget for. But hire cars can be expensive if you do not plan properly. You can save money on the vehicle by shopping around and booking it as early as possible. However, no matter how much [...]

Doesn’t my life insurance product cover funeral expenses?

When a life insurance policy pays out on your death, those you leave behind will receive a lump sum cash payment that is designed to ease the blow of the loss of your income. This cash sum may used for any number of purposes such as: To clear any outstanding mortgage; To clear other debts [...]

What is home excess insurance?

For many of us, our home is a place of comfort, security and familiarity. That’s why we’re often determined to protect it as far as possible through appropriate forms of property insurance.  That typically covers things such as some types of natural disaster, subsidence, fires and perhaps flooding* also. Yet did you know that if [...]

9 tips on getting suitable home insurance

Getting home insurance isn’t just a simple case of buying the first policy you see – or automatically renewing your existing policy. There are a number of considerations you need to take in account when getting covered, to make sure you get the most appropriate and cost-effective protection for your home: never automatically renew your [...]

Your obligations as a landlord

If you are a buy to let landlord of a residential property, you may be surprised by the number of obligations owed not only to your tenants, but to government and even members of the public. If you are the landlord of commercial property, your obligations may differ in some important areas. Fire, gas and [...]

Effects of the bedroom tax

In April 2013, the UK government introduced new reforms designed to cut welfare spend. Aimed at working age tenants on benefits who were deemed to have a spare bedroom in their council or housing association home, it was dubbed “the bedroom tax”. While this reform was well received by the public, as little as one [...]

How to Save Money on Your Auto Insurance

Car insurance is not just a good idea, it’s the law. But car insurance is not necessarily cheap, and some drivers can find that the costs associated with their insurance coverage put a severe dent in their budget. Driving uninsured, however, is not an option, and it is important that every driver have some level of coverage [...]

7 Animals You Need Pet Insurance For

As any pet owner knows accidents and illnesses can happen when you least expect them, and more often than not it pays to be prepared by having pet insurance. Some animals you may not even consider it for, such as hamsters and goldfish, but others – such as exotic pets-  certainly do need it for [...]

Senior Life Insurance vs Life Settlement

One of the first inquires seniors make when investing in life insurance, is about inheritance tax on beneficiary benefits. When inheritance tax rates are high, inheritors of an estate stand to lose part or most of the original value where subject to taxation. Life insurance offers a secure retirement investment that allows beneficiaries of those [...]