Accidental landlords, trace and access cover, and landlord insurance

This is intended not as a ‘scare shot’ article but rather an attempt to highlight a real hole in some types of property insurance cover. It’s called the “trace and access” problem. What is ‘trace and access’ cover? Let’s assume you’re a landlord with appropriate landlord insurance securely in place. You’ve been unlucky and had [...]

Comparing fleet insurance

For some fleet managers, comparing fleet insurance options is very much a question of looking largely at the price. That’s not surprising. The harsh reality of business life is that every fleet manager needs to keep a watchful eye on cost containment and the amount they’re paying for vehicle or fleet insurance will be a [...]

Guide to electric car insurance

Due to the relatively new and evolving nature of the Electric Car / Electric Vehicle (EV) marketplace and the insurance to support it, some myths and misconceptions have arisen. Here we’ll examine those myths and debunk them by way of a brief guide to electric car insurance. “Electric cars are exempt from insurance requirements” This [...]

Renovation property insurance

Who knows how the housing market is likely to behave during the time it takes to advertise your present house for sale, attract a buyer, find a new home and complete the rocky road to an exchange of contracts. You might avoid all of those headaches by instead renovating a property you already own – [...]

Why become a lorry driver?

At the time of writing, the United Kingdom has an estimated shortage of some 60,000 heavy and light goods vehicle (HGV / LGV) drivers. Furthermore, as the workforce ages, some estimates put the number of potential retirees over the next few years at 40,000 and as of now, they’re not being replaced. Terrifyingly, there are [...]

Tips on classic lorry insurance

By some definitions, any lorry over 15 years old is described as a ‘classic’. Whether you agree with that or not isn’t perhaps the key issue because the point is, some insurers will see them as such. That in turn might mean you face a challenge finding appropriate classic lorry insurance. Even if you do [...]

Precision Moving Solutions LA

  Moving home is a stressful event, and one that takes a lot of planning. That’s why it’s important to engage the professionals to do the job for you. Not only will this ensure that you take a lot of the stress out of the occasion, but that you can rest assured your furniture and [...]

Payment delays lead to business owners suffering from stress, anger and fear of going bust

According to a new report1 commissioned by Amicus Commercial Finance, well over half (61%) of invoices issued by UK small and medium sized enterprises (SMEs) remain unpaid within the debtor day period.  Of these, almost three-quarters (70%) of firms say they rely on getting paid during their debtor day period to avoid facing a shortage [...]

Common Pitfalls to Avoid As a Landlord

Being a landlord isn’t easy. However, if you do decide that property investment and rental is something that you want to get into, it can be incredibly rewarding. The main point to consider when becoming a landlord is all of the things to get right. There are plenty of forums out there that can give [...]